The Retirement You Hope for Can Happen

This is a sponsored post for SheSpeaks/Prudential

Money is a subject women don’t talk about enough with each other. We become very guarded and secretive over this topic. Money is a personal thing, so believe me, I get it. Money isn’t something everyone likes to talk about freely, especially when it comes to talking about planning for your financial future. As a 40-year-old woman, I definitely already have retirement wishes in the back of my head. It’s only natural to think into the future with a wide, open lens. You can dare to dream big about the future. But I don’t want my retirement future to be a “maybe”, I want it to be something concrete and tangible. I spent an evening with Prudential last week sharing how you can make that dream come true and protect your retirement.

Prudential recently asked me what my retirement wishes and dreams were for the future. Immediately I thought, “Live by the beach and relax all day!” In all reality, that’s a fun thing to think , but those aren’t truly my retirement wishes and dreams. If I had to give a “perfect” answer to this question, I would say that I want to be able to have the freedom not to worry about money. I want to be able to travel to where my kids will be living. I want to be able to relax and not worry about paying my bills. I want to be able to gift my grandkids presents and fun things without worrying that I don’t have the funds for it.

Planning for your Retirement

I want to live without worry.

I want to live with a sense of financial freedom.

These are my retirement wishes.

Prudential gathered a group of us together in NYC last week for an open discussion and panel on retirement planning. The goal of the evening was to help teach women the importance of having protected lifetime income. This means having guaranteed income in your retirement that you can count on, no matter what the market is. Prudential is a leader in the financial world and they have researched women’s financial needs and challenges. They know first-hand how women need protected income planning in retirement. Prudential offers annuities, which can help provide a “paycheck” in retirement.

Planning for your Retirement

In all honesty, much of this can be another language for many women. We work and work and work and save and save and save, but the one step many of us don’t take is then protect what we have saved . Prudential was there to share about this essential topic of protected lifetime income and I was honored to be on the panel to share my experience, too.

As a mom to 5 kids, my biggest concern financially is saving for their college and making enough money to support our family. I haven’t even thought about retirement yet! Here I am dreaming of my retirement wishes and I don’t have a dime put away towards it. I was embarrassed to admit it to anyone before the panel, but it became clear that I was not alone. I’m actually in the majority of women out there who haven’t started yet.

Planning for your Retirement

The one thing I loved about the Prudential financial professionals was their honest approach in saying, “It’s never too late to start.” And they’re there to help. I was really put at ease to hear that it’s OK to have not started yet, and that regardless of my current financial situation, a Prudential financial professional could sit with me and help me figure out the best way to meet my financial wishes and goals for the future. There’s power in learning. There’s power in sharing your story. There’s power in having someone say to you, “I’m here to help.”

The one common thread that so many of us women have is that we have unique challenges when it comes to retirement income planning. There’s not one single story, but all of us have that common denominator. We all want to get there, but we may not know how to take the path to make it happen. Prudential has solutions to help solve these challenges. This is what I loved about the panel. I loved hearing everyone’s different story and approach and version of their own situation. I loved listening and feeling that common bond with other women. I loved seeing other women become bold enough to share their stories, as tough as it is to share this financial piece.

Planning for your Retirement

Take the time to dare to dream about your retirement. Make a list of your retirement wishes and goals and dreams. Put it out there into the universe. Just as you would go to the doctor with a question about a medical issue, make sure you go to a financial professional with questions about finances. Don’t try to solve everything yourself. There are so many different approaches and ways to make your financial dreams come to life. Allow Prudential to help you get there with a strategy personalized for you! Click here to sign up for a complimentary consultation with a Prudential financial professional.

Disclosure: This is a sponsored post with Prudential. All opinions are 100% my own.

The Retirement You Hope for Can Happen was last modified: June 17th, 2019 by Audrey McClelland
SHOWHIDE Comments (11)
  1. I agree with you when you say that financial language can be hard for women to decipher, but thank goodness for companies like Prudential that are there to help us navigate financial waters in a way that is easy to understand. I didn’t start saving anything until I turned 30 and now I finally feel like I’ve figured it out… :0) However, I will still be consulting a Prudential Financial Planner to learn more.

  2. The need to start setting away for retirement is a great topic of conversation! Being proactive and engaged in your retirement funds can make all the difference between living well, or not so well!

  3. You put it so well, “to have the freedom not to worry about money”. Money worries can be so suffocating and restrictive. I did not start either by the way but I know and I feel that I should.

  4. Me and my husband have been saving for our retirement. We want to move to a quiet place in the suburbs when we retire. Planning ahead is always a good thing. Living well in our retirement years is our goal too.

  5. I will definitely give some more thought to my retirement wishes. This is a big consideration!

  6. We all need security for our future, and the best way to have that is to seek an insurance company that will help us plan for our financial future. Retirement is something we all look forward to, but we must also make sure that we have enough savings to make us live comfortably too.

  7. That’s definitely the retirement dream – beach, relax, no stress and being able to be with the kids as well as help them. I’d like that too and could certainly use some guidance to make sure I’m okay when retirement comes along.

  8. We DEFINITELY need to consider putting money aside or investing or SOMETHING other than just relying on whatever our government system has set up (if we are lucky enough to live somewhere with anything at all).